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Aging-In-Place

Useful Tips for Elders To To Avoid Scams

Posted on 
November 11, 2024
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The internet is an incredible tool for staying connected with loved ones, finding information, exploring new hobbies, and managing daily tasks. But with its benefits also comes the risk of scammers and hackers. As new internet scams emerge every day, it’s crucial to stay vigilant and prioritize online safety for seniors.

At GoGoGrandparent, we’ve heard horror stories about clients falling victim to online scams – like clicking on a dangerous link that installs malware on their computer or sending hard-earned money to scammers pretending to be loved ones.

We care deeply about our clients and want to help you stay safe online. That’s why we’ve compiled these ten essential internet safety tips that promote online safety for seniors. 

1. Pause before you click. 

One of the most effective internet safety tips is to pause before clicking any link. Scam links often appear legitimate but actually lead to harmful websites that steal your personal and financial information. 

Always double-check the web address. Scammers create fake websites or email addresses that look similar to legitimate ones, hoping you’ll overlook it. For example, they might use “Facepook.com” with a p instead of “Facebook.com.” Or if your friend’s email is annasmith@email.com, a scammer might use anasmith@email.com, with a letter missing. These differences are subtle but crucial, so always verify the URL’s legitimacy before clicking. 

Hover your mouse cursor over the link before clicking. This will usually show you the full URL and a preview of the site. If anything looks suspicious or unfamiliar, don’t click. These few extra seconds can make a massive difference in helping you stay safe online. 

2. Verify the source to stay safe online.

Always verify the source of an email or message before clicking or taking action. For example, if you receive an email that seems to be from your bank, call your bank directly using a trusted phone number from a phonebook or Google’s verified Business search. Don’t use the phone number provided in the email – it could be the scammer pretending to be your bank. 

This applies to more than just banks. Scammers often send fake invoices for other services like malware software or phone bills. Never pay these invoices or click on any links without verifying they’re from a legitimate source. 

3. Look for the lock. 

Before entering personal information online, check for the padlock symbol in the address bar, which indicates a secure website. Also, ensure that the URL begins with https:// with an “s” instead of just http://. The “s” stands for secure. This quick check is a simple yet effective way to enhance cyber security for seniors, preventing you from giving your details on a fraudulent site. 

4. Be wary of urgent language. 

Scammers often use urgent language to pressure you into acting hastily without thinking. Be cautious of emails claiming, “Your account will be closed if you don’t respond immediately!” or, “You’ve won a prize, claim it in the next two hours!”

Take a step back and evaluate the situation calmly. Legitimate organizations rarely require immediate decisions. If in doubt, verify the source directly.

5. Use two-factor authentication. 

Enabling two-factor authentication on your accounts boosts online safety for seniors. This added layer of security requires a second piece of information in addition to your password, like a code sent to your phone or email. This means that even if a hacker obtains your password, they won’t be able to access your account without also having access to your phone number or email. 

Two-factor authentication can also alert you if someone is trying to log in to your accounts. If you receive a phone or email code you didn’t request, it may mean a hacker is trying to access your account. Change that account’s password as soon as possible to stay safe online. 

6. Install security software to stay safe online.

Investing in reputable security software is one of the most important internet safety tips for seniors. Quality security software helps detect and block suspicious activity before it becomes a problem. Make sure your software is up to date, as cyber threats are constantly evolving. Many programs also offer browser extensions that warn you about dangerous websites, adding another layer of cyber security for seniors.

Before purchasing security software, verify that you’re buying directly from the company – not from a scammer spoofing the company’s name. Scammers often send emails pretending to be well-known security companies, like McAfee or Norton, but their software actually installs viruses on your computer. 

Click here for a Forbes list of trusted security software companies.

7. Be cautious of free or public WiFi. 

While public WiFi is convenient, it’s a risk to cyber security for seniors. These networks are unsecure, so hackers can easily intercept your data.

Never log into important accounts or enter personal information while connected to public WiFi. If you must use it, consider a Virtual Private Network (VPN) to encrypt your data and stay safe online. Here are some of the best VPNs, according to Security.org.

8. Keep personal information private. 

It’s easy to share too much information on the internet, especially on social media. Stay safe online by being cautious about what you share. Scammers use seemingly harmless information, like your birthday or pet’s name, to guess your passwords or answer security questions.

Also, review the privacy settings on your social media accounts. Make sure your social media is private, and you know who all your followers are, so only trusted contacts can see your page. Protecting this sensitive information is crucial for online safety for seniors. 

9. Educate yourself and stay informed. 

The best defense against online scams is knowledge. Cyber threats are constantly changing, and scammers are always developing new tactics to steal your information. Take time each month to educate yourself on the latest scams and internet safety tips. Trusted news and blog sources, like GoGoGrandparent, and workshops from banks and financial institutions are great ways to stay informed about cyber security for seniors. 

Stay safe online.

The internet is a treasure trove of information and entertainment, but you have to navigate it carefully to stay safe online. By following these internet safety tips, you can protect yourself from dangerous links and scams. 

Did you learn something from these internet safety tips? If so, you’ll love our other resources. Check out our blog for more tips about online safety for seniors, living independently, eating and living well, senior travel, and so much more.
Tagged:
Activities of Daily Living
Aging
Caregiving
Independence
Long-Term Care
Allison Hess
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